CREDIT CARD LAWSUIT
If you’ve received notice you are being sued by a debt collector for credit card debt our attorneys can help you defend against these lawsuits. Many credit card company write off the bad debt and sells these debts for little to nothing to debt buyers. These debt buyers then proceed to collect the outstanding debt and sue in court before time runs out. We can step in at any phase of the litigation process to protect your rights as a consumer. If there’s already a default judgment entered against you, we can still help.
Our office can help if you owe a large amount of money on unsecured debts. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.
Creditors with a valid judgment can garnish your bank account or your wages. They can do so without notifying you, which may result in your bank account being frozen, or up to 25% of your wages withheld. Yes, these common practices are legal, but thankfully there are defenses. With our team, we can fight to have your funds released and your income no longer garnished
debt collector harassment
We are dedicated to stopping debt collectors from engaging in unlawful behaviors. Many debt collectors are using unfair, unethical and illegal methods to collect their debts. If you’re being harassed by debt collections and would like to know if they are breaking the law. If you are being harassed by debt collectors illegally, our firm will partner with you to stop the harassment. We could also sue them for this same harassment and recover damages.